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Last Updated: 27/02/2025

Welcome to Loanly. These Terms & Conditions ("Terms") outline the rules and regulations for using our website, services, and products. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please discontinue the use of our services immediately.

1. Definitions

  • "Loanly" refers to our company, its website, services, and products.
  • "You" or "User" refers to any individual accessing or using Loanly's services.
  • "Services" includes all loan-related products, tools, and features provided by Loanly.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use Loanly's services. By using our services, you confirm that the information provided is accurate and truthful.

3. Use of Services

Loanly grants you a non-exclusive, non-transferable, and limited license to use our services for personal, non-commercial purposes. You agree not to:

  • Use our services for any unlawful or fraudulent purposes.
  • Misrepresent your identity or financial information.
  • Attempt to disrupt or interfere with the proper functioning of our website or services.

4. Loan Applications

By submitting a loan application through Loanly, you agree to:

  • Provide accurate, complete, and up-to-date information.
  • Allow us to verify your financial details, including credit history and income.
  • Comply with additional terms outlined in loan agreements, which will be provided separately.

Approval of loan applications is subject to eligibility, verification, and applicable laws. Loanly reserves the right to deny any application at its sole discretion.

5. Fees and Payments

Loanly may charge fees for certain services, which will be clearly disclosed at the time of use. You are responsible for reviewing and understanding these fees before proceeding. All payments must be made on time and in accordance with the loan agreement terms.

6. Intellectual Property

All content, logos, designs, and materials provided by Loanly are the intellectual property of Loanly and are protected by copyright, trademark, and other applicable laws. You may not copy, distribute, or modify any materials without prior written consent from Loanly.

7. Disclaimer of Warranties

Loanly provides its services on an "as-is" and "as-available" basis. We do not guarantee:

  • That our services will meet your expectations or requirements.
  • Uninterrupted, error-free operation of our website or services.
  • Accuracy, reliability, or completeness of information provided.

Loanly disclaims all warranties, express or implied, to the fullest extent permitted by law.

8. Limitation of Liability

To the maximum extent allowed by law, Loanly shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of or inability to use our services.

9. Termination

Loanly reserves the right to suspend or terminate your access to our services at any time, without notice, for any violation of these Terms or for any other reason at our sole discretion.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to conflict of law principles.

11. Changes to Terms

Loanly reserves the right to update or modify these Terms at any time. Changes will be effective upon posting on our website, and continued use of our services constitutes acceptance of the updated Terms.

12. Contact Us

If you have any questions about these Terms, please contact us:

Loanly Customer Support

Email: info@example.com
Phone: +1 800-555-2468
Address: San Francisco, CA 2 Embarcadero Center, 8 floor, 94111

By using Loanly's services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.